Welcome to Affordable Final Expense Quotes.com
Hello and Welcome!
We are here to give you a general idea of what the monthly investment will be for a Final Expense Life Insurance Policy, if you were to put it in place today.
This is for representational purposes only
Because we cannot take into account every individual’s unique health circumstances, your estimate will not accurately reflect your specific ability to qualify. Your quote (estimate) will differ based upon your age and health conditions . Unless you are in perfect health, which very few of us are, it will be higher.
Therefore, to get the most coverage at the lowest cost, allow us, as brokers, to underwrite your application prior to submittal.
For an accurate quote of what you may qualify for please call 805-559-9492 or set an appointment for a phone consultation below.
Other than meeting with an agent in person, (which severely limits your options to local carriers only) the only way to get an actual approval and a bona fide Offer Of Insurance, is to apply via the carrier(s) secure online portal, which is only available to:
1. Captive Agents, who can only sell that one company’s product, and thus will only recommend that.
2. Non-Captive Insurance Agents, AKA Brokers: Individuals who have passed an exhaustive background check, are up to date on all licensing requirements, have maintained all ongoing continuing education requirements, and have contracted with multiple carriers to be able to provide the best rates to consumers at no additional cost.
We are Independent Brokers, so we work for you, the Client, not the Insurance companies.
We only contract with the best carriers, pricewise, coverage wise, and qualifying wise
Because your health can change from one day to the next, getting coverage in place is better done sooner, rather than later.
We specialize in providing Simplified Issue, Whole Life, Final Expense Life Insurance, with:
1) No no medical exams.
2) Monthly payment can never increase.
3) Payout amount will never decrease.
4) Cannot be cancelled due to age or health, only by non-payment of premium.
We contract with specific carriers who will accept those who are on Dialysis, have COPD, or are smokers.
Everyone is different. It will be our privilege to ensure that you get the best, and most coverage at the lowest rate availiable.
Please allow us to get your application submitted, and approved, before any changes in health cause it to be unaffordable or not availiable.
Our policies also come with Lifetime Broker Support: Your loved ones will call us at the time of passing, instead of an 800# to the insurance company. We deal with the details & needed paperwork.
This saves them the "hassle" and ensures the check arrives as soon as possible at an already difficult time.
Affordable Term Coverage is also available, which will only be provide if appropriate.
Term Coverage is in place only for a specified period of time, and then endes.
Is available for clients under 50 years of age, and is often used to provide coverage for the term of a mortgage, also know as Mortgage Protection.
Whole life Child and Grandchild coverage is also available (There are Substantial benefits for the insured - please ask for more info)
For more information specific to your needs, I am at your service.
James Doyle 805-559-9492
To Schedule a Personal Consultation
To schedule your personal confidential consultation click on: https://cal.com/james-doyle