Welcome to Affordable Final Expense Quotes.com
We are here to give you a general idea of what the monthly investment will be for a Final Expense Life Insurance Policy, if you were to put it in place today.
This is for representational purposes only
Because we cannot take into account every individual’s unique health circumstances, your estimate will not accurately reflect your specific ability to qualify. Your quote (estimate) will differ based upon your health conditions . Unless you are in perfect health, which very few of us are, it will be higher, so it is best to allow a broker to field underwrite your application before submittal.
For more accurate quote of what you may qualify for please call 855-908-5687 or set an appointment for a phone consultation below.
Other than meeting with an agent in person, the only way to get an actual approval and a bona fide Offer Of Insurance is to apply via the carrier’s secure portal, which is only available to:
1. Captive Agents, who can only sell that one company’s product, and thus will only recommend that.
2. Non-Captive Insurance Agents, AKA Brokers: Individuals who have passed an exhaustive background check, are up to date on all licensing requirements, have maintained all ongoing continuing education requirements, and have contracted with multiple carriers to be able to provide the best rates to consumers at no additional cost.
We are Independent Brokers. We work for you, the Client, not the Insurance companies.
We work with the insurance companies to determine which specific one gives you the best combination of coverage and price.
Because your health can change from one day to the next, getting coverage in place is better done sooner, rather than later.
We specialize in providing Simplified Issue (no medical exams), Level, (Premium/death benefit never change, cannot be cancelled due to age or health, only by non-payment of premium) Whole Life Final Expense Life Insurance, as well as larger Life Insurance policy designed to leave a legacy for your loved ones.
Affordable Term Coverage is also offered, which is in place for a specified period of time and then ceases. Is available for clients under 50 years of age and is often used to provide coverage for the term of a mortgage, also know as Mortgage Protection.
One of our niches is getting coverage those who are on Dialysis or have COPD. Another is for smokers. If you smoke, but truly plan on quitting withing 2 years, you can get the nonsmokers rate for 24 months, and upon verification of no nicotine use you will retain the nonsmoker rate and face amount. If you don't quit, either your coverage amount will be decreased or your payment swill increase to the smokers rate.
Call for more information specific to your needs. final expense insurance quote affordable final expense quotes.com
To Schedule a Personal Consultation
To schedule your personal confidential consultation click on: https://calendly.com/finalexpensesocal/phone-consultation final expense insurance quote affordable final expense quotes.com